Mortgage
Estimate a monthly mortgage payment with taxes, insurance, PMI and HOA dues, plus the total interest and payoff date for a fixed-rate loan.
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Free calculators and plain-language guides for mortgages and debt payoff.
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All calculatorsDebt payoff
Estimate how long it could take to become debt-free and what your debts might cost in interest under avalanche, snowball, custom or minimum-only plans.
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- Free financial calculators
- No account, no paywall, and nothing standing between you and the answer.
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- Every result has a "How this is calculated" section with the formula and assumptions.
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- No personal information is collected. Calculator inputs never leave your anonymous session.
- Clear explanations
- Plain-language guides that explain what the numbers mean and what changes them.
From the library
All guidesDebt avalanche vs. debt snowball
How the debt avalanche and debt snowball orders work, a worked three-debt example, and when the two methods give the same answer.
8 min readDebt payoff
Down payments explained
How a down payment sets your loan amount and LTV, what it does to your monthly payment, PMI and total interest, and the trade-off with cash reserves.
8 min readMortgage
How credit card interest works
How credit card interest is charged, from grace periods and daily periodic rates to average daily balances, with a worked example at 18% APR.
7 min readDebt payoff